Compliance
Our security certifications and regulatory commitments.
Last updated: July 2026
Utopia is built to keep you and your customers safe. We maintain industry-standard security and regulatory practices so you can sell globally with confidence.
PCI DSS Level 1
We are certified to the Payment Card Industry Data Security Standard (PCI DSS) Level 1 — the highest level — covering the secure handling of cardholder data.
KYC & AML
We operate Know Your Customer (KYC) and Anti-Money-Laundering (AML) programs, including identity verification and transaction monitoring, to prevent fraud and financial crime.
Data protection
We align our data practices with major frameworks such as GDPR and CCPA, and apply encryption in transit and at rest. See our Privacy Policy for details.
Tax compliance
As Merchant of Record, we calculate, collect, and remit applicable sales tax, VAT, and GST across 190+ countries so you don't have to.
Report a concern
Security or compliance concern? Email security@utopia-payments.com.
Note: This page describes intended practices for a template site. Verify and substantiate all certifications before publishing.