Privacy Policy

This Privacy Policy explains how Utopia Payments, Inc. handles personal data when you use our website and services.

1. Data we collect

• Account data: name, email, and business details you provide.
• Transaction data: payment and billing information needed to process payments.
• Usage data: device, log, and analytics information to improve the service.

2. How we use data

We use data to provide and improve our services, process payments, prevent fraud, comply with legal obligations, and communicate with you.

3. Sharing

We share data only with service providers that help us operate (such as payment networks and cloud hosting), and where required by law. We do not sell your personal data.

4. Cookies

We use essential cookies to run the site and, with your consent, analytics cookies to understand usage. You can control cookies in your browser.

5. Security

We are certified PCI DSS Level 1 and apply encryption and access controls to protect your data. No method of transmission is 100% secure, but we work hard to safeguard your information.

6. Your rights

Depending on your location, you may have the right to access, correct, delete, or export your data, and to object to certain processing. Contact us to exercise these rights.

7. Data retention & transfers

We retain data only as long as necessary for the purposes described or as required by law. Data may be processed in countries other than yours with appropriate safeguards.

8. Contact

Privacy questions? Email privacy@utopia-payments.com.

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Note: This is a template and not legal advice. Have it reviewed by a qualified lawyer and tailored to your jurisdiction (e.g. GDPR, CCPA) before going live.